M2 Phenom
The Official M2 Phenom Walkthrough
M2 Phenom

How To Generate Credit Dispute Attack Letters On M2 Phenom

Learn how to manage client profiles and generate automated credit attack letters through the M2 Phenom platform — from account setup to sending your first round of attacks.

26
Steps
5
Sections
1
Complete Guide
Your Progress 0 of 26 steps · 0%
SECTION 01 · Steps 1–4

Account Registration & Login

1

Navigate to the M2 Phenom login page

This is your gateway into the platform. Bookmark it so you can jump straight back to your dashboard every day.

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2

Click "Register"

New consultants need to create an account before doing anything else. Existing users can skip straight to login.

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3

Complete the registration form and click 'REGISTER NOW'

Accurate contact details ensure you receive account confirmations and important billing notifications from M2 Phenom.

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4

Click 'LOGIN NOW' to access your account

Once registered, log in to unlock your dashboard where all client and letter tools live.

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SECTION 02 · Steps 5–7

Subscription & Pricing

5

Navigate to the Pricing section from the sidebar

You must be on an active monthly plan to generate letters. Pricing is where you choose the tier that fits your business.

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6

Click "Select Subscription"

This confirms the plan you want and moves you to secure checkout.

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7

Click "BUY" to activate your plan

Keep your subscription active every month — canceling leaves you with GAs you can't use and blocks letter generation.

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SECTION 03 · Steps 8–12

Client Profile Management

8

Click "Manage All Users"

All client work starts here. This is your central hub for adding, editing, and organizing every profile you handle.

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9

Click "Manage Profiles"

Opens the full profile table so you can view existing clients and add new ones.

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10

Click the 'Add Profile' button

Every client needs their own profile before you can pull reports or send attacks on their behalf.

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11

Select your state from the dropdown menu

State-specific fields affect how dispute letters are formatted and mailed. Get this right the first time.

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12

Click 'SAVE' to create the new client profile

Saving locks in the client's info and unlocks the credit monitoring and letter tools for that profile.

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SECTION 04 · Steps 13–18

Credit Monitoring Setup

13

Click "Get Credit Report"

You can't dispute what you can't see. Pulling the report is the foundation of every attack round.

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14

Select 'My Free Score Now' from the Credit Report menu

My Free Score Now is the recommended monitoring provider — it integrates directly with M2 Phenom for one-click reports.

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🎬

📺 Watch: How To Get & Upload Your Credit Report

Not sure how to pull or upload a credit report? Watch this full video walkthrough before continuing.

15

Select a client from the Profile Management table

Choosing the right client makes sure the report and letters are attached to the correct profile.

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16

Click the edit link to modify the selected client's profile

Editing lets you add monitoring credentials and upload identification documents required for compliant disputes.

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17

Click the "Monitoring Username" field

Enter the client's monitoring account username so M2 Phenom can pull reports automatically going forward.

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18

Click the "Monitoring Password/Token" field

The password/token completes the connection — after this, one-click reporting is enabled for this client.

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SECTION 05 · Steps 19–26

Dispute Letter Generation

19

Click "Send Round of Attacks"

This is where the magic happens — the button that turns a credit report into a mailed round of dispute letters.

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🚀 Two Ways To Master Sending Attacks

Pick your learning style — or do both.

▶️
Watch The Video

Watch the full attack process walkthrough on YouTube.

📅
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20

Click 'GO TO ATTACK AREA' to begin the dispute process

The Attack Area is your command center for building, reviewing, and dispatching each round.

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21

Search for a client by typing their name in the search field

Quickly find the right client without scrolling — critical when you're managing dozens of profiles.

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22

Select the client from the search results

Confirms which profile the letters will belong to. Double-check the name before proceeding.

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23

Select a Printing & Mailing Service provider

Choose whether M2 Phenom's partners handle print & mail or you'll do it yourself. Most consultants let the pros ship it.

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24

Type your notes into the designated text area

Notes give your mailing provider extra context — special instructions, priorities, or reminders per client.

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25

Choose 'Do it yourself Attack Letter Focus' from the options

DIY focus gives you full control over the RED, BLUE, and GREEN sequence — ideal for experienced consultants who want a custom attack strategy.

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26

Click 'GENERATE' to create the attack letter

The final click. Your round is built, queued, and ready to be printed and mailed — congratulations, you just sent your first attack.

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You Did It. 🎉

You just walked through the full M2 Phenom attack workflow. Keep sharpening your process — join a live training and level up with the community.

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